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January 06, 2026
Bank of India Credit Officer Recruitment 2025 GBO Vacancies
Bank of India Credit Officer Recruitment 2025 notification has been officially released for the recruitment of 514 Credit Officer posts under the General Banking Officer (GBO) Stream. This is a golden opportunity for experienced professionals in the banking and finance sector to secure a prestigious officer-level position in one of India’s leading Public Sector Banks.
The recruitment is being conducted under Project No. 2025-26/01 for appointments in MMGS-II, MMGS-III, and SMGS-IV scales. Interested and eligible candidates can submit their online application from 20 December 2025 to 05 January 2026 through the official Bank of India website.
ð Bank of India Credit Officer Recruitment 2025 – Overview
| Particulars | Details |
|---|---|
| Bank Name | Bank of India (BOI) |
| Post Name | Credit Officer |
| Stream | General Banking Officer (GBO) |
| Project Number | 2025-26/01 |
| Total Vacancies | 514 |
| Application Mode | Online |
| Job Location | Across India |
| Official Website | bankofindia.bank.in |
ð Vacancy Details & Age Limit – BOI Credit Officer Recruitment 2025
The vacancies are distributed across three officer scales. The age limit is calculated as on 01 November 2025.
| Officer Scale | Vacancies | Age Limit |
|---|---|---|
| SMGS-IV | 36 | 30 – 40 Years |
| MMGS-III | 60 | 28 – 38 Years |
| MMGS-II | 418 | 25 – 35 Years |
| Total | 514 | — |
ðđ Age Relaxation
SC / ST: 5 Years
OBC (Non-Creamy Layer): 3 Years
PwBD: Up to 10 Years (as per Government norms)
ð Educational Qualification & Experience
Candidates applying for Bank of India Credit Officer Vacancy 2025 must hold a Graduation degree in any discipline from a recognized university along with relevant professional experience.
| Scale | Minimum Experience Required |
|---|---|
| SMGS-IV | Graduate + 8 Years |
| MMGS-III | Graduate + 5 Years |
| MMGS-II | Graduate + 3 Years |
ð Note: Candidates are advised to carefully read Annexure-I of the official notification for detailed experience criteria.
ðģ Application Fee
The application fee must be paid online only during form submission.
| Category | Fee |
|---|---|
| General / OBC / EWS | ₹850 |
| SC / ST / PwBD | ₹175 |
⚠️ The fee once paid will not be refunded under any circumstances.
ð° Salary Structure – BOI Credit Officer Pay Scale
Selected candidates will receive attractive salaries along with various banking allowances.
MMGS-II: ₹64,820 – ₹93,960
MMGS-III: ₹85,920 – ₹1,05,280
SMGS-IV: ₹1,02,300 – ₹1,20,940
ðĄ In addition to basic pay, officers are entitled to DA, HRA, CCA, medical benefits, pension, and other perks as per Bank of India rules.
ð Selection Process – Bank of India Credit Officer Recruitment 2025
The selection procedure includes:
Online Objective Examination
Personal Interview
Final Merit List
ð Weightage:
Online Exam – 70%
Interview – 30%
ð If the number of eligible applications is low, the bank may conduct selection only through interviews.
ð Expected Online Exam Pattern
| Section | Questions | Marks |
|---|---|---|
| English Language* | 25 | 25 |
| Reasoning Ability | 25 | 25 |
| Quantitative Aptitude | 25 | 25 |
| Professional Knowledge | 75 | 75 |
| Total | 150 | 150 |
Exam Duration: 120 Minutes
Negative Marking: 0.25 marks for each wrong answer
English Language: Qualifying only
ðŧ How to Apply Online for Bank of India Credit Officer Recruitment 2025
Follow these simple steps to apply online:
Visit the official website – bankofindia.bank.in
Navigate to Career → Recruitment
Click on “Credit Officer Recruitment – Project No. 2025-26/01”
Complete new registration
Upload required documents (photo, signature, thumb impression & handwritten declaration)
Fill the application form carefully
Pay the application fee online
Submit the form and download the confirmation page for future use
ð Important Dates
| Event | Date |
|---|---|
| Notification Release | 17 December 2025 |
| Online Application Start | 20 December 2025 |
| Last Date to Apply | 05 January 2026 |
| Exam Date | To be announced |
ð Important Links
Official Notification: Click Here
Apply Online (From 20/12/2025): Click Here
Join WhatsApp Channel: Click Here
Join Telegram Channel: Click Here
Official Website: Click Here
⭐ Key Highlights – BOI Credit Officer Recruitment 2025
Total Vacancies: 514
Post: Credit Officer (GBO)
Officer Scales: MMGS-II, MMGS-III & SMGS-IV
Selection Process: Online Exam + Interview
Maximum Salary: ₹1.20 Lakh per month
Last Date to Apply: 05 January 2026
❓ FAQs – Bank of India Credit Officer Recruitment 2025
Q1. Who is eligible to apply for BOI Credit Officer posts?
Candidates with a graduation degree and required banking/financial sector experience can apply.
Q2. Is the English Language test counted in final merit?
No, the English test is qualifying in nature only.
Q3. Can Bank of India recruit without an online exam?
Yes, BOI may shortlist candidates only through interviews if applications are limited.
